As a Student loan company, MyRichUncle believes that students seeking higher education are more dynamic than their credit score. We believe in the value of good education and when it comes to lending money, we believe that success in school can be indicative of your willingness and ability to repay your loans.

We work to determine that our borrowers are creditworthy

Creditworthiness

Creditworthy borrowers have a history of borrowing responsibly and paying off debt in a timely manner. Your creditworthiness is typically determined by your credit history.

, or that they have creditworthy co-borrowers

Co-Borrower

If you don’t have sufficient credit history, applying with a co-borrower for a private loan can greatly increase your chances of approval and lower the cost of your loan. Your co-borrower should be a U.S. citizen or permanent resident over the age of 18 who agrees to make payments on your behalf should you default on your loan.

. Where applicable we strive to take a more holistic view of the student: your GPA, school, and program of study.

We are the first student loan company to consider academic factors when appropriate in evaluating a loan request.

It’s a win-win situation and we’re happy to be the first to do so.

If you want to know more about the specific loans offered by MyRichUncle, select an option from the menu. If you’re ready to apply, click here.