The best rate calculation applies to students who are the most creditworthy. Not all applicants receive this APR. Yours may be higher.
The average rate calculation is based on rates for students with credit history and/or a co-signer who has a credit history. Rates for students who lack credit history and a co-signer are not included. Not all applicants receive this APR. Yours may be higher or lower.
Adjust this setting to see how shorter or longer repayment terms will impact the monthly payment and the overall cost of the loan. Currently, MyRichUncle offers a 15-year term on all loans except for medical and dental students who receive a 20-year term.